Terms & Conditions

1. Documents on This Page

This page includes Affinsight's principal legal policies and statements, including but not limited to:

• Accessibility Statement
• Terms & Conditions of Use (including audio/video and embedded media rules)
• Electronic Communications Policy
• Material Connections & Compensation Disclosure
• External Links Policy
• Health, Earnings & General Disclaimers
• Intellectual Property & Copyright / Takedown Notice
• Miscellaneous legal provisions (indemnity, limitation of liability, governing law, dispute resolution)

Our Privacy Policy and other policies are available separately and form part of these Terms where referenced.

2. Accessibility Statement

We aim to make our Services accessible to as many people as possible. If you have difficulty using or accessing any part of the Services because of a disability, please contact us at contact@affinsight.com and we will work to provide a reasonable accommodation.

3. Eligibility; Account Security; License

You must be 18 years or older to use the Services unless you have a parent/guardian's permission and the guardian supervises your use.

Where account registration is required, you agree to provide accurate information and keep your account credentials confidential. You are responsible for all activity under your account.

We grant you a limited, non-exclusive, non-transferable, revocable license to use the public parts of the Services for lawful personal or business purposes subject to these Terms. We may suspend or terminate this license at any time.

4. Use Restrictions

You agree not to:

• Violate applicable laws or third-party rights.
• Use the Services to harass, defraud, stalk, threaten, or harm others.
• Upload malware, viruses, or other harmful code.
• Attempt to circumvent security features or access restricted areas.
• Scrape, reproduce, redistribute, or republish content without our written permission (except as expressly permitted).

We may remove content or block users who violate these rules.

5. Content — Ownership and User Submissions

All content published by Affinsight (text, graphics, logos, software, audio, video, etc.) is owned or licensed by us and protected by copyright and other intellectual property laws. You may not use our content beyond the permission we expressly grant.

When you submit or post content (comments, reviews, images, data), you represent that you own or are authorized to use that content and grant Affinsight a worldwide, royalty-free, perpetual, transferable, sublicensable license to use, reproduce, modify, publish, distribute, and display the content in connection with our Services.

We may edit, remove, or refuse to display any user content for any reason.

6. Videos, Audio & Embedded Media

Recordings, podcasts, and videos on the Services are for informational or entertainment purposes only and are not professional advice.

Some media may be hosted by third-party platforms (e.g., YouTube, other social platforms). Third-party platforms may collect data and track your viewing; we do not control those platforms' practices.

If we host our own recordings, we retain intellectual property rights unless otherwise stated. You receive a personal, non-transferable license to stream such media for personal viewing only. You may not redistribute, sell, or publicly perform recordings without our written permission.

7. External Links

The Services may link to third-party websites and resources. These links are provided for your convenience and do not imply endorsement. We are not responsible for the content, practices, or privacy policies of third-party sites. Use external links at your own risk.

8. Material Connections & Compensation Disclosure

Affinsight may earn commissions or other compensation from companies and vendors featured on the Services (affiliate links, sponsored placements, or referral fees).

Unless stated otherwise, assume that some content may be linked to a material connection between Affinsight and the product, service, or vendor discussed. We aim to disclose material connections clearly whenever required.

9. Health, Earnings & Other Disclaimers

Information on the Services is general in nature and not professional medical, legal, tax, financial, or other professional advice. Do not rely on it as a substitute for qualified professional advice.

Any references to earnings, profits, or income are illustrative only. We do not guarantee specific results. Your results depend on many factors outside our control. Always perform your own due diligence.

Participation in any activity or use of information on the Services is at your own risk.

10. Purchases, Payments & Refunds

Purchases through the Services are subject to payment providers' terms. We do not store full payment card numbers on our servers.

Refunds, returns, or cancellations will be handled according to the product or service's specific refund policy, where applicable.

11. Cyberbullying, Harassment & Offensive Content

We prohibit harassment, threats, stalking, or bullying via the Services. We may remove offending content and suspend or terminate accounts found to be engaging in such behavior. We may cooperate with law enforcement as required.

12. Limitation of Liability & Warranty Disclaimer

THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE." TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

IN NO EVENT SHALL AFFINSIGHT'S TOTAL LIABILITY ARISING OUT OF OR RELATED TO THESE TERMS OR THE SERVICES EXCEED THE AMOUNT PAID BY YOU (IF ANY) IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM, OR ONE HUNDRED DOLLARS (USD 100), WHICHEVER IS GREATER, EXCEPT WHERE PROHIBITED BY LAW.

AFFINSIGHT IS NOT LIABLE FOR INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, OR PUNITIVE DAMAGES, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

(Some jurisdictions limit disclaimers of liability — local law may provide additional rights.)

13. Indemnification

You agree to indemnify and hold harmless Affinsight, its affiliates, officers, directors, employees and agents from and against any claims, losses, liabilities, damages, costs, and expenses (including reasonable legal fees) arising out of or related to your use of the Services, your submissions, or your breach of these Terms.

14. Governing Law & Dispute Resolution

These Terms are governed by the laws of India, without regard to its conflicts of law provisions.

To the extent permitted by applicable law, disputes shall be resolved through binding arbitration held in Gurugram (Gurgaon), Haryana, India under the rules of a recognized arbitration body, and each party will bear its own legal fees unless otherwise ordered. If arbitration is not enforceable, disputes will be resolved in the competent courts located in Gurugram, Haryana, India.

If you are a resident of a jurisdiction whose laws cannot be waived by contract, those local laws may apply instead.

15. Electronic Communications & Opt-Out

By using the Services you consent to receive electronic communications (email, SMS, push notifications) from us. You can opt out of marketing communications at any time by using the unsubscribe mechanisms in the messages or contacting contact@affinsight.com. Opting out of marketing communications does not prevent service messages related to your account.

16. Copyright & Takedown Notice

We respect intellectual property rights. If you believe that your copyrighted work has been used on the Services in a way that constitutes infringement, please contact us with a written notice containing the following information:

• A description of the copyrighted work you claim has been infringed.
• The URL(s) or location(s) on the Services where the infringing material appears.
• Your contact information (name, address, phone number, email).
• A statement, under penalty of perjury, that you are the copyright owner or authorized to act on behalf of the owner.
• A statement that the information in your notice is accurate and that you believe in good faith that the use is not authorized.
• Your physical or electronic signature.

Send takedown notices to contact@affinsight.com or mail to:

Affinsight

We will respond as required by applicable law, which may include removing or disabling access to the material and notifying the alleged infringer. If you have received a takedown notice and believe it was mistaken, you may submit a counter-notice as provided by law.

17. Modifications to Terms; Termination

We may update these Terms from time to time. We will post the updated Terms with the "Last updated" date. Material changes will be communicated when practicable. Continued use of the Services after changes are posted constitutes acceptance of the revised Terms. We may suspend or terminate access to the Services for any reason.

18. Severability; Waiver; Entire Agreement

If any provision of these Terms is found invalid or unenforceable, the remaining provisions will remain in full force. Failure to enforce any right is not a waiver of that right. These Terms, together with referenced policies, constitute the entire agreement between you and Affinsight regarding the Services.

19. Contact Information

If you have questions, concerns, or legal notices related to these Terms, contact us at:

contact@affinsight.com

Affinsight